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Cumberland University

Lebanon, TN
privateWebsite
36
Value
Median Earnings (10yr)
$57,687
+7% vs average
Net Price / Year
$18,759
-8% vs average
Graduation Rate
46%
Payback Period
1.3 years
Median Debt
$17,952
Student Body
2,104

Cumberland University — Earnings vs Cost (vs National Average)

Admission Rate
67%

Cumberland University at a Glance

Cumberland University is a private university in Lebanon, Tennessee, United States. It was founded in 1842. The oldest campus buildings were constructed between 1892 and 1896.

Founded

1842

184 years old

Endowment

$16M

US$15.7 million (2021)

Students

3,072

Identity

Athletics: PhoenixColors: Maroon & BlackAffiliation: NAIA – Mid-SouthPresident: Paul C. Stumb IV
Sources:Wikipedia

Is Cumberland University Worth It?

At a value score of 36/100, Cumberland University is a below-average value relative to its cost. Graduates earn $57,687 — 7% above average — while paying $18,759/year. Consider alternatives with better earnings-to-cost ratios.

The investment pays for itself in just 1.3 years — among the fastest payback periods of any college we track.

A 46% graduation rate is a serious red flag — fewer than 5 in 10 students finish. Those who don't graduate may still carry student debt without the higher-earning credential to show for it.

Bottom line: consider whether the specific program you're interested in at Cumberland University has outcomes that justify the cost — the institution-wide numbers suggest caution.

How Cumberland University compares to peer private nonprofit colleges of similar tier in TN

Ranked #85 of 170 on value score. Peers are matched by size, median earnings, SAT, and admission rate — not just geography.

RankCollegeValueNet price / yrMedian earnings
#1University of St Francis81$13,006$63,926
#2University of Detroit Mercy79$15,232$71,030
#3University of Tulsa74$15,000$61,408
#4Holy Family University72$13,143$62,235
#5Kalamazoo College68$19,072$65,590
#6Carroll University67$15,193$58,009
#85Cumberland University36$18,759$57,687

Peer group: private nonprofit colleges within ±60% of Cumberland University's student body size and within a similar academic tier (SAT ±80, admit rate ±10pp, median earnings ±25%). 9 in TN.

Best Programs at Cumberland University

The highest-earning program at Cumberland University is Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing at $55,700/year (4 years after graduation). The lowest is Criminal Justice and Corrections at $25,900/year.

Your major matters more than the school name — a Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing graduate from Cumberland University earns $55,700, while a Criminal Justice and Corrections graduate earns $25,900. That's more than a 2× difference from the same institution. Choose your program carefully — it's the single biggest lever you control.

Debt also varies by program: Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing graduates carry $21,875 in median debt vs. $23,250 for Criminal Justice and Corrections.

Return on Investment

Estimated 4-Year Cost

$75,036

Based on $18,759/yr net price × 4 years

Earnings Premium

+7%

vs. national average of $53,787/yr

Payback Period

1.3 years

Time to recoup the total cost through higher earnings

10-Year Net Gain

$501,834

Median earnings over 10 years minus total cost of attendance

Programs & Earnings by Major

Graduate earnings data by field of study (4 years after graduation):

MajorEarnings (4yr)Earnings (1yr)Median Debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing$55,700$55,700$21,875
Criminal Justice and Corrections$25,900$25,900$23,250

Quick Facts

Institution Type
private
Location
Lebanon, TN
Student Body
2,104 students
Admission Rate
67%
Graduation Rate
46%
Net Price (Annual)
$18,759
Median Earnings (10yr)
$57,687
Median Student Debt
$17,952
Data from the U.S. Department of Education College Scorecard. Median earnings are measured 10 years after enrollment. Net price reflects average cost after grants and scholarships for students receiving federal financial aid. Value scores are calculated using our methodology.