SUM Bible College and Theological Seminary
SUM Bible College and Theological Seminary — Earnings vs Cost (vs National Average)
Is SUM Bible College and Theological Seminary Worth It?
At a value score of 28/100, SUM Bible College and Theological Seminary is a below-average value relative to its cost. Graduates earn $35,418 — 34% below average — while paying $21,680/year. Consider alternatives with better earnings-to-cost ratios.
With a 2.4-year payback period, most graduates recoup their total cost of attendance relatively quickly.
The 67% graduation rate means roughly 33% of students leave without a degree — taking on debt without the earnings boost that completion brings.
With median debt of $26,677 representing 75% of first-year earnings, loan repayment will be a significant burden for most graduates.
Bottom line: consider whether the specific program you're interested in at SUM Bible College and Theological Seminary has outcomes that justify the cost — the institution-wide numbers suggest caution.
Best Programs at SUM Bible College and Theological Seminary
The highest-earning program at SUM Bible College and Theological Seminary is Bible/Biblical Studies at $20,800/year (4 years after graduation).
Your major matters more than the school name — a Bible/Biblical Studies graduate from SUM Bible College and Theological Seminary earns $20,800, while a Bible/Biblical Studies graduate earns $20,800. Choose your program carefully — it's the single biggest lever you control.
Debt also varies by program: Bible/Biblical Studies graduates carry $25,118 in median debt vs. $25,118 for Bible/Biblical Studies.
Return on Investment
Estimated 4-Year Cost
Based on $21,680/yr net price × 4 years
Earnings Premium
vs. national average of $53,787/yr
Payback Period
Time to recoup the total cost through higher earnings
10-Year Net Gain
Median earnings over 10 years minus total cost of attendance
Programs & Earnings by Major
Graduate earnings data by field of study (4 years after graduation):
| Major | Earnings (4yr) | Earnings (1yr) | Median Debt |
|---|---|---|---|
| Bible/Biblical Studies | $20,800 | $20,800 | $25,118 |
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Quick Facts
- Institution Type
- private
- Location
- El Dorado Hills, CA
- Student Body
- 198 students
- Admission Rate
- 41%
- Graduation Rate
- 67%
- Net Price (Annual)
- $21,680
- Median Earnings (10yr)
- $35,418
- Median Student Debt
- $26,677